Know your monthly payment before you borrow
Loan EMI Calculator
Calculate your monthly EMI, total interest and total repayment for any home, car or personal loan.
Loan details
₹1,000₹1 Crore
1%30%
1 year30 years
Monthly EMI
₹0
Total Principal₹0
Total Interest₹0
Total Amount₹0
Payment breakdown
Principal
Interest
How EMI is calculated
Your Equated Monthly Installment (EMI) is calculated using the standard reducing-balance formula: EMI = P × r × (1+r)^n / ((1+r)^n − 1), where P is the principal, r is the monthly interest rate, and n is the number of monthly installments. This tool updates the result instantly as you adjust the sliders, so you can compare scenarios before you apply for a loan.
